It’s almost the end of January and that means I’m going to have that budget talk with my husband soon. I’m actually excited because we are doing this together. He can keep me in the dark sometimes when it comes to money (Don’t worry about it babe I’ll buy it, I’ll pay, and etc) which I’m not really comfortable with. Since we are now officially combining accounts I HAVE to know what is being saved and spent. Especially since I work from home. So when I realized that my credit card bill was waaayyyy higher than I realized I started to sweat. I looked in to our accounts and removing the remaining $600 (kept $50 in there just in case) would still mean I owe. This is what my current credit card bill looks like:
Due Feb 6: $2,037.00
Money from joint savings: $600
Money from my personal account: $200
Remaining Balance: $1,237.00
Where was I going to get nearly $1,300 from?! Most people wouldn’t freak out about not paying in full but it’s important to my husband and I that we do. I would either have to liquidate some of my inventory or ask my husband to pull out the few thousands left in his investment account. I really did not want to do either. Liquidating really wouldn’t guarantee I’d have the money in time. Pulling money from the investment account is something I’d rather save for our next home. Then I remembered the lost forgotten single girl savings account.
Yes this girl right here had one. It was an account from my history before him (husband). The account that was suppose to be money for one of my dream bags (LV damier) that never materialized or a shopping spree with one of my other single girlfriends. Haven’t logged in over a year but I had nearly $700. I immediately transferred $600. This would mean that remaining credit card balance would be $637.00. This made feel a little better. I would have to put my online store on sale to hopefully be able to pay off in full.
So I’m thinking of still keeping this savings account open. I don’t know why. Sentimental reasons? It’s my first ever savings account. I’ll see what the hubster think.