Category Archives: Savings Trifecta

Savings Trifecta:Month And A Half Of Couponing

For the time being I am going to stop couponing. We are confortably stocked in most things we need and more. I didn’t think I would stop so soon but looking at all the things I was able to purchase is starting to overflow a little bit. To an extreme couponer they would probably laugh at my stockpile but for us it’s what works. We still saved a bunch of money too!

For this I actually purchased my coupon inserts. It seems strange to spend money on something I can get for free in the sunday paper but I have good reasons why I did purchase.

1). Sunday paper is 3 dollars and they don’t even mark them down the following weekend when they are out of date. I know. How lame. By purchasing whole inserts saves me money overall.

2). I’m able to get a quick peek on what type of coupons will be in the paper this way and when they expire. Websites I purchased whole coupon inserts from are thecouponclippers.com  & insertinsanity.com.   I will probably blog about my experience from both sites in the future.

3). I’m able to purchase coupons that isn’t widely available in my area which can mean better savings.

For the past month and a half I was able to save a lot of money. Granted I spent the same amount as I use to but I was bringing home more things. I was also lucky to get some things for free or literally less than $o.50. Here are some things I was able to get at that price or less.

  1. Pasta Sauce
  2. Crackers of various brands
  3. Lettuce
  4. Chobani yogurt dips
  5. Canned pineapple (my husband uses this in his cole slaw)
  6. Prenatal vitamins
  7. Cookies
  8. Baby food (oatmeal & purees)
  9. All purpose cleaners

That’s a list on top of my head.  My husband was impressed. Since we don’t have to buy a bunch of items (just mostly perishables) we don’t feel so guilty eating out a little or buying some things. For him it was some cigars, and for me it was more supplements and baby stuff.

If your wondering how much I spent on whole inserts overall, it was $30.00. I only placed two orders. Generally the shipping is $6.75 for priority so I did spend almost half of that on shipping. I still used more than $30 in coupons in my stock piling trip so it was still worth it.

In addition to having this stockpile, I was able to have an impromptu potluck. It was very last minute but it didn’t stress my husband and I at all. Sure we had to serve store bought cookies but people still appreciated the gesture.

Another reason why I’m stopping is because it looks like school season just started. Our household doesn’t really need school supplies (okay maybe tape) so I will hold off couponing until near black friday.

 

 

Advertisements

Savings Trifecta: Ignoring A “Good Deal”

One of the reasons why I wanted to start couponing was to save on food. Food is a necessity but that’s always debatable when you are buying junk food. Unfortunately I committed couponer newbie sin by buying junk.

I checked my blood sugar 6 hours after eating ice cream and it was over 200. Ouch. Just seeing that number reminded me of my horrible third trimester.  I think I might have to schedule an appointment with a doctor again soon. The last time I was in the hospital my blood sugar was back to normal. Yet now I’m still trying to get use to having my son. I also have to get use to my husband getting used to our son. Yes it is stressful here.

Aside from that, my pantry is full of stuff I normally wouldn’t buy. While my kid will be happy when he grows up with a pantry of snacks, I will not be in the best shape for him. It was such a good deal and I rationalized food is a need. Except I forgot that junk food is a want. Plus I love doritos. Also I can shovel anything coffee flavored in my mouth. I figured since I haven’t eaten things like this for months I should buy it as a “treat.” This “good deal” was turning on me.

I’m still saving on “real food.” since I’m looking at the circulars more closely. We recently scored well on baby back ribs. We were able to stock up on them for close to $2.25 a pound. While our freezer is full, I’m still trying to fill our stockpile with essentials and not just stuff I don’t use.

I will let you know if I can still coupon with a decent diet. I am stocking up on household cleaning items for super cheap though. The whole stockpile mentality already has some benefits. For the past few weeks I’ve been buying baby formula and I have at least 2 months to last us.

Savings Trifecta: June 2-3

I just want to share a quick recap on how much I spent within the last two days. Since I do not have enough to cash out of Ibotta or Check 51 minimum of $20, they haven’t been claimed yet. Though it looks like I’m heading there. I received $10.50 credit for both apps just for signing up/ scanning first receipt. I paid full price for some items. Also some items were just on sale so I didn’t use coupons or the apps. Here is what $32.00 looks like.

As of June 3rd / Ibotta+ Check 51 Credit Total: $13.50  + $6.25 = $19.75

June 2nd Target Trip : $38.32

June 3rd Target Trip:  $13.43

Total: $51.75

Total With Ibotta + Check 51 Credit= $32

Things I bought

-1 Set of Arm & Hammer Laundry Bliss (2 Bottles)

-1 Planters Dessert Mix

-1 Smuckers Peanut Butter

-2 Bush’s Black Beans

-1 Dunkin Donut Creamer

-1 Package EmergenC

-1 Father’s Day Card

-10 Yoplaits Greek Yogurts

-2 Zicam Immunities

-1 Pampers Swaddlers , Smallest Package

-1 Pampers Cruisers, Smallest Package

-1 Luvs Diapers, Smallest Package

 

I also used Target’s cartwheel plus $15.00 in target gift cards I received from their specials. Definitely not bad considering I just started couponing and learning the apps more.

 

 

Ibotta, Checkout 51, Returning To Couponing

cash-pile-101076850

You would have thought a frugal gal like myself was using apps such as Ibotta & Checkout 51. No I wasn’t. In a way I’m kicking myself for not downloading it before but then again I am the type of person to wait for reviews. I’m really not the type to download new apps or anything to earning money. The only app I was sort of using was swagbucks but I stopped, focusing on my time on something else. I also decided to start couponing again. Yes my thrifty side is out and about.

It started with the decision to coupon again. I’m not sure if I wrote in the past why I stopped couponing. I did it for a while. I even amassed a nice stockpile of food and household items. Though I eventually stopped for a number of reasons.

It wasn’t worth it to me anymore because most of the coupons at the time were for junk food, and I decided out of convenience to just buy most of my household items at dollar store or when they were on sale at Costco & Target. Plus Sunday papers are ridiculously expensive here.  $3.00. I had a Subscription before and it was slightly more expensive because of delivery. This mattered because one of the ways I collected coupons was through Sunday papers. When I quit my job I thought oh I’ll subscribe to it instead of running to the store for a paper. Well I hated our main newspaper circulation. I had so many missed deliveries that I had to cancel. Even then they didn’t cancel in time for a few months that I had to get my credit card company involved.

We also stopped getting those free inserts on weekdays. Perhaps the whole couponing culture was becoming unpopular. Printing coupons seems like a good idea but I had problems redeeming them in the past. Not so many problems but it was starting to get annoying when a cashier had to tell me it’s not working. I resolved to just shop sales and specials instead. This worked out fine for us because it was affordable for two people.

Now with a baby comes unexpected purchases. Frequently. I always knew new parents are highly targeted by retailers because they will spend money no matter the circumstances on kids. Kids sick? You bet they will pay full price for OTC meds. Necessities and toys are purchased usually out of convenience. I never understood why until I had my own child. We are the type of parents that will sell even our home to help our baby. While we are not in that situation, I was becoming that parent just finding and buying things to make raising our child easier.

Of course this affected our wallet. It also didn’t help at this time we are spending  a little more money on special cat food. I figured I’ll coupon again and my husband thought it was a good idea. This time will be different and I will put more energy into it. I decided to buy my coupon inserts since we are not receiving weekday ones plus no way in hell am I subscribing to our newspaper again. I will share the website when I receive my order. So much cheaper than buying multiple papers. I spent  $23.00 for a new coupon binder and coupon inserts. Not a bad initial investment.

As for the Apps. I only decided to download them because I’ve been reading krazy coupon lady. They included those apps with their savings. Surprisingly those apps they include with how to save was easy to use. I downloaded ibotta and just downloaded checkout51. Already I have credit in ibotta. Might as well use both.

I will probably blog a little more about this savings trifecta I’m doing. Oh a new category name! Savings trifecta!